Getting a car loan in Juneau should not feel like a mystery. First truck, refinance, or working out what a payment really looks like on a new Wrangler, we walk it through with you in plain language.
A few minutes from your kitchen table. Applying does not commit you to anything, it just tells you where you stand.
One application goes to multiple lending partners, so you are not stuck with whatever a single lender happens to say.
Walk the lot knowing your budget instead of guessing, and knowing what your trade is actually worth.
We work with multiple lending partners so you are not stuck with a single offer. You fill out one application, we send it out, and we come back with the options that actually apply to your situation rather than a rate you saw advertised somewhere else.
If you have a trade, get it valued first. It changes the whole picture, and it is the fastest way to bring a payment down. Find out what yours is worth.
Nobody can promise you a rate before they have seen your application. What we can do is tell you honestly what moves the number.
The single biggest factor, and the one that takes longest to change.
Longer lowers the monthly payment and raises what you pay overall. Shorter is cheaper across the life of the loan.
More down usually means a better rate and always means a smaller payment. Trade equity counts.
Rates on new vehicles are often lower, and manufacturer offers sometimes apply.
Run the numbers yourself, then come talk to us. If something does not add up, ask. We would rather explain it twice than have you sign something you do not understand.
Good credit, thin credit, or credit that has taken a knock somewhere along the way. All of it is worth an application. Because we submit to multiple lending partners rather than one, a file that does not suit one lender may suit another.
We cannot guarantee approval, and you should be sceptical of anyone who does. What we can do is give you a straight answer quickly instead of leaving you wondering.
Yes, and we would encourage it. The online application takes a few minutes and means you arrive knowing your budget.
Most land between 48 and 72 months. Longer terms lower the monthly payment but cost more across the life of the loan. We will show you both so you can decide.
No. Seasonal and variable income is common in Southeast Alaska. Bring documentation covering a full year rather than a single month and it gives lenders a fairer picture.
Sometimes, depending on credit and the vehicle. A trade-in can serve the same purpose, so find out what yours is worth before you assume you need cash.
Plenty of people do. If that is your plan, mention it early so we can time things sensibly around the payout.
Yes. We work with buyers in Douglas, Haines, Skagway and Sitka. Most of the paperwork can be handled before you get on a ferry or a plane. Call 844-831-4114 and we will plan it around your travel.
One application, multiple lending partners, a straight answer. Juneau Chrysler Dodge Jeep Ram, 8725 Mallard St, Juneau, AK 99801.
